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    "description": "🚀 Ideate, build, launch, operate and grow startups: one API for every startup in the Studio and everything they do",
    "url": "https://api.sb",
    "login": "https://api.sb/login",
    "signup": "https://api.sb/signup",
    "docs": "https://api.sb/docs",
    "from": "https://startups.studio"
  },
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    "up": "https://api.sb/startups",
    "self": "https://api.sb/apis.loans",
    "next": "https://api.sb/apis.markets",
    "prev": "https://api.sb/apis.insure"
  },
  "nav": {
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    "└─ 🚀 startups (242)": "https://api.sb/startups",
    "   ├─ ◀ apis.insure": "https://api.sb/apis.insure",
    "   ├─ ● apis.loans": "https://api.sb/apis.loans",
    "   └─ ▶ apis.markets": "https://api.sb/apis.markets"
  },
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    "$id": "https://api.sb/apis.loans",
    "$type": "Startup",
    "id": "startup_b2r6e",
    "name": "apis.loans",
    "description": "For builders who need loan origination: every origination capability published as a typed API, with licensed-lender acts refused until a partner performs them.",
    "pitch": "Every origination capability, published as a versioned type with a typed refusal until its rule ratifies. Seven arithmetic routes answer today, keyless and free.",
    "icp": "builders needing origination",
    "brand": "apis.loans",
    "status": "Live",
    "ventures": {
      "Agent finance": "https://api.sb/startups?venture=agent-finance"
    },
    "families": {
      "fin (census)": "https://api.sb/startups?family=fin"
    },
    "abstractions": [
      "App",
      "Marketplace"
    ],
    "motions": [
      "b2d"
    ],
    "coordinates": {
      "icp": "builders whose product must originate loans, not just read data",
      "industries": {
        "Nondepository Credit Intermediation": "https://api.sb/Industries/Finance/Credit/Nondepository",
        "Software Publishers": "https://api.sb/Industries/Information/Publishing/Software"
      },
      "occupations": {
        "Software Developers · serves": "https://api.sb/Occupations/Computer_and_Mathematical/Computer/Software_and_Web_Developers/Software_Developers"
      },
      "processes": {
        "Deliver service to customer": "https://api.sb/Processes/Services/Delivery",
        "Manage compliance": "https://api.sb/Processes/Risk_Compliance/Compliance"
      },
      "supplies": {
        "Loan.compute": "https://api.sb/startups?drawsOn=Loan.compute",
        "Loan.originate": "https://api.sb/startups?drawsOn=Loan.originate"
      },
      "drawsOn": {
        "LenderAct.perform": "https://api.sb/startups?supplies=LenderAct.perform",
        "Credit.check": "https://api.sb/startups?supplies=Credit.check"
      },
      "offers": {
        "Run the origination arithmetic for your first loan product · b2d · free · self-serve software": "https://api.sb/by-motion/b2d",
        "Loan origination through partner Lenders · b2d · $25 per originated loan · metered API": "https://api.sb/by-motion/b2d"
      },
      "products": {
        "Loan-origination door (roadmap) · App, Marketplace": "https://api.sb/by-abstraction/software"
      },
      "oneLiner": "For builders whose agents stop at the loan, apis.loans is the loan origination API that types every Lender-reserved act and hands it to a partner Lender.",
      "category": "loan origination API",
      "beats": {
        "one-off bank partnerships: typed origination steps instead of a bank-partnership sales cycle": "https://api.sb/by-alternative/build",
        "lead-form lending APIs: refusals typed with a cure; the boundary is never faked": "https://api.sb/by-alternative/incumbent"
      }
    },
    "platform": false,
    "domains": {
      "apis.loans": "https://api.sb/domains/apis.loans"
    },
    "usesPlatform": "https://api.sb/"
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  "graph": {
    "families": {
      "fin": {
        "$id": "https://api.sb/startups?family=fin",
        "count": 7
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        "count": 22
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    "pause · Live → Dormant": "https://api.sb/apis.loans/pause",
    "extend": "https://api.sb/apis.loans/extend",
    "graduate": "https://api.sb/apis.loans/graduate",
    "sell · Live → Sold": "https://api.sb/apis.loans/sell",
    "shutDown · Live → ShutDown": "https://api.sb/apis.loans/shutDown",
    "🚀 the Startups apis.loans uses": "https://api.sb/startups?usedBy=apis.loans",
    "🚀 the Startups that use apis.loans": "https://api.sb/startups?uses=apis.loans",
    "🔍 search the Startups": "https://api.sb/startups?q=",
    "📖 what is a Startup?": "https://api.sb/nouns/Startup",
    "🏠 home": "https://api.sb/"
  },
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      "name": "ClaudeBot",
      "vendor": "Anthropic",
      "onBehalfOf": "training"
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    "ip": "216.73.216.152",
    "isp": "Anthropic, PBC",
    "flag": "🇺🇸",
    "city": "Columbus",
    "region": "Ohio",
    "country": "United States",
    "continent": "North America",
    "timezone": "America/New_York",
    "localTime": "10/26/2026, 6:59:49 AM",
    "edgeLocation": "CMH",
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}