{
  "api": {
    "name": "StartupBuilder API",
    "description": "🚀 Ideate, build, launch, operate and grow startups: one API for every startup in the Studio and everything they do",
    "url": "https://api.sb",
    "login": "https://api.sb/login",
    "signup": "https://api.sb/signup",
    "docs": "https://api.sb/docs",
    "from": "https://startups.studio"
  },
  "links": {
    "home": "https://api.sb/",
    "up": "https://api.sb/startups",
    "self": "https://api.sb/reserves.claims",
    "next": "https://api.sb/retainage.co",
    "prev": "https://api.sb/research.delivery"
  },
  "nav": {
    "🏛️ Startups.Studio": "https://api.sb/",
    "└─ 🚀 startups (242)": "https://api.sb/startups",
    "   ├─ ◀ Research.Delivery": "https://api.sb/research.delivery",
    "   ├─ ● reserves.claims": "https://api.sb/reserves.claims",
    "   └─ ▶ retainage.co": "https://api.sb/retainage.co"
  },
  "startup": {
    "$context": "https://api.sb/",
    "$id": "https://api.sb/reserves.claims",
    "$type": "Startup",
    "id": "startup_reservesclaims",
    "name": "reserves.claims",
    "pitch": "Case reserves are set once at first notice and touched when someone remembers; stale reserves understate the book until a development year surprises finance, and nobody can say why a reserve is what it is.",
    "icp": "Claims managers and examiners at regional carriers, MGAs and TPAs whose case reserves drift from the file",
    "status": "Designed",
    "ventures": {
      "Insurance": "https://api.sb/startups?venture=insurance"
    },
    "families": {
      "claims (suffix .claims)": "https://api.sb/startups?family=claims"
    },
    "abstractions": [
      "Agent",
      "Dataset"
    ],
    "motions": [
      "b2b",
      "b2d"
    ],
    "coordinates": {
      "icp": "Claims managers and examiners at regional carriers, MGAs and TPAs whose case reserves drift from the file",
      "industries": {
        "52421": "https://api.sb/Industries/52421",
        "524292": "https://api.sb/Industries/524292",
        "Insurance Carriers": "https://api.sb/Industries/Finance/Insurance/Carriers"
      },
      "occupations": {
        "Claims Adjusters, Examiners, and Investigators · serves": "https://api.sb/Occupations/Business_and_Financial_Operations/Business_Operations_Specialists/Claims_Adjusters/Claims_Adjusters_(13-1031)"
      },
      "offers": {
        "Reserve recommendations for carriers, MGAs and TPAs · b2b · $3 per open claim per month · self-serve software": "https://api.sb/by-motion/b2b",
        "reserves.claims for agents and developers, keyed API · b2d · $0.25 per reserve recommendation · metered API": "https://api.sb/by-motion/b2d"
      },
      "products": {
        "Reserve recommendations from claim facts (a new fact in, a recommended case reserve out, with its reasons) · Agent": "https://api.sb/by-abstraction/agent",
        "The case reserve as a typed record (component, amount, set by, authority level, reason, date) · Dataset": "https://api.sb/by-abstraction/data"
      },
      "oneLiner": "Reserve recommendations generated from claim facts with documented reasoning at every diary",
      "category": "Setting and adjusting case reserves from the claim file",
      "beats": {
        "Guidewire ClaimCenter: The gorilla: the core P&C claims system where case reserves are recorded, set and paid against through the claim lifecycle; we sit beside it and recommend the reserve at every diary with reasoning the examiner can check": "https://api.sb/by-alternative/incumbent",
        "CLARA Analytics: AI claims guidance aimed at triage and loss cost optimization; its page does not offer case reserve recommendations, which is all we do": "https://api.sb/by-alternative/incumbent",
        "Gradient AI: The closest competitor: it says it improves 'the accuracy and timeliness of case level reserves', using risk scores and severity predictions to triage high-severity claims, and its page does not say it explains a score. We give a reserve figure for each claim at its diary, with the claim facts behind it written as a file note the examiner can check, edit and keep": "https://api.sb/by-alternative/incumbent",
        "Examiner diary review by hand: Examiners carry from about 80 to over 300 indemnity claims each (Work Comp College), and reserves are 'usually set at a 60 day interval – with no adjustment to those for many months or years, or until the file closes'. Adjuster turnover adds 'a potential six-month reserve lag on any given file' (Claims Journal). We bring a reserve recommendation to each diary": "https://api.sb/by-alternative/manual"
      },
      "unplaced": {
        "industries": "not placed yet: ideate.icp places it from the Startup’s sources",
        "occupations": "not placed yet: ideate.icp places it from the Startup’s sources",
        "processes": "not placed yet: ideate.icp places it from the Startup’s sources",
        "supplies": "not yet: build.product names the Verbs it serves",
        "drawsOn": "not yet: build.product names what it draws on",
        "beats": "not yet: the choice (ideate.hypothesis) names each rival by its URL"
      }
    },
    "platform": false,
    "domains": {
      "reserves.claims": "https://api.sb/domains/reserves.claims"
    },
    "usesPlatform": "https://api.sb/"
  },
  "graph": {
    "families": {
      "claims": {
        "$id": "https://api.sb/startups?family=claims",
        "count": 16
      }
    },
    "ventures": {
      "Insurance": {
        "$id": "https://api.sb/startups?venture=insurance",
        "count": 15
      }
    }
  },
  "verbs": {
    "launch · Designed → Live": "https://api.sb/reserves.claims/launch",
    "extend": "https://api.sb/reserves.claims/extend",
    "graduate": "https://api.sb/reserves.claims/graduate",
    "shutDown · Designed → ShutDown": "https://api.sb/reserves.claims/shutDown",
    "🚀 the Startups reserves.claims uses": "https://api.sb/startups?usedBy=reserves.claims",
    "🚀 the Startups that use reserves.claims": "https://api.sb/startups?uses=reserves.claims",
    "🔍 search the Startups": "https://api.sb/startups?q=",
    "📖 what is a Startup?": "https://api.sb/nouns/Startup",
    "🏠 home": "https://api.sb/"
  },
  "user": {
    "agent": {
      "kind": "ai-crawler",
      "name": "ClaudeBot",
      "vendor": "Anthropic",
      "onBehalfOf": "training"
    },
    "ip": "216.73.216.152",
    "isp": "Anthropic, PBC",
    "flag": "🇺🇸",
    "city": "Columbus",
    "region": "Ohio",
    "country": "United States",
    "continent": "North America",
    "timezone": "America/New_York",
    "localTime": "10/26/2026, 6:59:58 AM",
    "edgeLocation": "CMH",
    "latencyMilliseconds": 14,
    "rttMilliseconds": 12,
    "trustScore": 1
  }
}