{"api":{"name":"api.sb","description":"Business-as-Code surface for Startups.Studio","home":"https://api.sb","docs":"https://api.sb/docs","version":"1.0.0"},"$context":"https://api.sb/$context","$type":"FoundingHypothesis","$id":"https://api.sb/founding-hypotheses/fh%3Alawyers-regulatory-filing-preparation%3At-ais-low-tech%3Av1","links":{"self":"https://api.sb/v1/founding-hypotheses/fh%3Alawyers-regulatory-filing-preparation%3At-ais-low-tech%3Av1","canonical":"https://api.sb/founding-hypotheses/fh%3Alawyers-regulatory-filing-preparation%3At-ais-low-tech%3Av1","pool":"https://api.sb/v1/founding-hypotheses"},"foundingHypothesis":{"id":"fh:lawyers-regulatory-filing-preparation:t-ais-low-tech:v1","lens":"ManagedWorkflow","type":"founding-hypothesis","click":{"rubricScores":{"C8_lensFit":1,"C7_magicLensFit":1,"C4_competitorHonesty":1,"C6_crossSlotCoherence":1,"C1_customerSpecificity":1,"C2_problemFrictionRealism":1,"C9_killCriteriaAttestability":1,"C3_approachEngineCoverability":1,"C5_differentiationLoservilleEscape":1},"upperRightLoserville":true},"cellRef":{"id":"work-contexts.org.ai/lawyers-regulatory-filing-preparation","stableHash":"wcc:lawyers:regulatory-filing-preparation:document:v1"},"problem":{"slotStatement":"Each regulatory filing packet (one SAR narrative, one Form D amendment, one state MSB renewal exhibit) burns 90–180 minutes of a $95/hr compliance engineer stitching together transaction extracts, prior-filing boilerplate, and citation footnotes — roughly $140–$280 per filing — and outside filing-prep firms charge $400–$1,200 per packet with a 3-day SLA the eng team can't hit."},"approach":{"oneSentence":"A pay-per-filing REST endpoint plus 40-line CLI that accepts a JSON payload of facts + a filing-type slug (SAR, Form-D, 510k-supplement, MSB-renewal) and returns a review-ready PDF packet with every assertion line-linked back to its source record — $0.25 per filing, first 100 filings free, paste an API key and ship, no sales call."},"customer":{"icpShape":"Compliance-engineering teams at 10–250-person fintech, crypto, and digital-health startups that file recurring regulatory submissions (SEC Form D, FinCEN SAR/CTR, FDA 510(k) supplements, state MSB renewals), where the buyer is the VP Engineering or Head of Compliance (the title that owns the tooling budget and the corp card) and the daily user is a senior backend engineer or compliance data-engineer who would rather hit a curl endpoint than sit through a demo.","beachheadShape":"EarlyAdopterJTBD: Series A–B fintechs auto-generating FinCEN SAR narratives and SEC Form D amendments from transaction-monitoring pipelines"},"archetype":"startup-archetypes.org.ai/ManagedWorkflow-UsageMetered","beachhead":"EarlyAdopterJTBD: Series A–B fintechs auto-generating FinCEN SAR narratives and SEC Form D amendments from transaction-monitoring pipelines","competitors":{"substitutes":[{"name":"In-house Python + Jinja templating script the compliance engineer wrote against FinCEN's BSA E-Filing XML schema","category":"status-quo / DIY"},{"name":"Thomson Reuters Regulatory Intelligence + Workiva Wdesk filing workflow","category":"incumbent vertical SaaS"},{"name":"Outsourced filing-prep boutiques (e.g., FisherBroyles, Gunderson paralegal desks) charging per-packet fees","category":"human alternative"}]},"studioThesis":"T-AIS-LOW-TECH","killThreshold":{"K":9,"M":30,"N":8,"rubricItemSet":["C1_customerSpecificity","C2_problemFrictionRealism","C3_approachEngineCoverability","C4_competitorHonesty","C5_differentiationLoservilleEscape","C6_crossSlotCoherence","C7_magicLensFit","C8_lensFit","C9_killCriteriaAttestability"],"verdictPolicy":"all-load-bearing-pass-and-overall-ge-X","loadBearingItemSet":["C1_customerSpecificity","C2_problemFrictionRealism","C3_approachEngineCoverability","C4_competitorHonesty","C5_differentiationLoservilleEscape","C6_crossSlotCoherence","C9_killCriteriaAttestability"],"verdictPolicyVerbatim":"KILL unless every load-bearing rubric item passes per workbook AND overall pass-rate ≥ 8/9 (CASCADE.md §4 Stage 9 commit threshold)."},"lifecycleState":"Active","differentiation":{"twoByTwo":{"xAxis":"Unit pricing model (per-seat annual contract with implementation SOW ↔ per-filing metered API with free tier)","yAxis":"Source-traceability of each filed assertion (narrative copy-paste from templates ↔ every sentence line-linked to the underlying transaction/record ID)","winningQuadrant":"metered per-filing API where every assertion carries a clickable link to the primary transaction or source document, so a reviewer can spot-audit any line in under 10 seconds","loservilleEscape":true,"loservilleQuadrant":"Workiva-style seat-licensed template workflow where narratives are hand-pasted from prior filings with no per-assertion trace — the documented failure mode that triggered several 2023 FinCEN matters-requiring-attention letters"}},"unmetRequirements":[],"pricingArchitecture":"usage-meter"},"actions":{},"options":{},"relationships":{"runtimeUnit":"https://api.sb/v1/runtime-units?startupRef=startup%3Afh%3Alawyers-regulatory-filing-preparation%3At-ais-low-tech%3Av1","brand":"https://api.sb/v1/brands?startupId=startup%3Afh%3Alawyers-regulatory-filing-preparation%3At-ais-low-tech%3Av1","listing":"https://api.services/listings?foundingHypothesisRef=fh%3Alawyers-regulatory-filing-preparation%3At-ais-low-tech%3Av1","cell":"https://api.sb/v1/cells/work-contexts.org.ai/lawyers-regulatory-filing-preparation","thesis":"https://api.sb/v1/theses/T-AIS-LOW-TECH"},"meta":{"level":"L0","scopes":[]},"user":{"requestId":"a0575b7f1d82a8fe","edgeLocation":"a0575b7f1d82a8fe","geo":{"country":"US"},"ua":{"browser":"Claude"}},"references":{"total":0,"limit":25,"page":1,"links":{"self":"https://api.sb/v1/founding-hypotheses/fh%3Alawyers-regulatory-filing-preparation%3At-ais-low-tech%3Av1/references"},"items":[]}}